I posted this in another thread, but it is pertinent to begin a new thread for it. It seems that Apple financing is not independent of T-Mobile plans. There are restrictions even though the device received is unlocked allowing subscribers to switch to other cellular networks at anytime.
I am on a No Credit check plan with T-Mobile which is ineligible to join the Apple Upgrade program through the Apple Store. That is a real shame. I purchased my 6s device unlocked at full price from Apple a few years ago and joined T-Mobile a few months ago (after moving back to the States) due to the very good and low price per month of the No Credit check plan. It is a wonderful plan for those who already own an unlocked phone. I love the plan and will not give it up. In order to join the Apple Upgrade program, I would need to join a different plan with T-Mobile and pay a little bit more per month to T-Mobile. I wonder if this restriction is a T-Mobile restriction or an Apple restriction. I would guess the former. I will need to purchase the unlocked phone at full price in order to upgrade, though leasing a new phone with an upgrade once a year through Apple would have been a nice option. T-Mobile should change that restriction for those of us on a No Credit check plan. If it is merely a mistake, then it should be rectified as soon as possible.
Best answer by tmo_chrisView original