what's up with T-mobile removing autopay discount for credit cards?

UNETHICAL COMPANY 

This is nothing more than Bait and Switch.  They reel you in with promises and discounts.  Then take them away while you’re still paying installments.  Yes, that’s essentially a contract.  You agree to finance a new phone or two, etc.  Expecting that Autopay discount.  You are then stuck now the entire term of 24-36 months of installments. 

The answer to just pay off the phone is silly.  Instead, those with Costco memberships or other discounts could have purchased the phones outright for less cost,  We elected the installment plans and counted on the Autopay “Perk” .  Don’t even get me started on the horrible customer service in Costco - These guys are left in the dark apparently. 

I used to hate my 20+yr relationship with SPRINT...Until Now.  

You might want to rethink your strategy… T-Mobile will have little problem in mailing a timely bill and won’t suffer much of a hit. They’ll also expect a timely payment. Can you count on timely receipt and return through the US Mail? Consider what will happen if T-Mobile doesn’t receive a timely payment regardless of whose fault it may be. Sending a check through the mail is probably the least secure method other than sending cash through the mail. At the same time, that check includes both your bank’s routing information and your account number - anybody handling that check will have your info then.

Talk to your bank about other options that may be more secure while protecting you against fraud.

I don’t like it either but an unlinked checking account (I keep a small amount in there and transfer funds as needed with no overdraft protection) with a debit card that enforces some controls serves me well and offers all of the fraud protections of a credit card. Others are starting to charge fees for using credit cards or removing discounts unless paid by debit card, and this approach  covers those as well.

Debit card?  Not routing and account info needed?

True, but it doesn’t expose your routing information  or bank account number. Most bank debit cards these days are issued by Visa or MasterCard and carry the same fraud protections as credit cards do. In addition, most have debit card controls, categorizations of spending and notifications that minimize the risks. The primary difference is that you need to actively monitor debit cards using notifications since the funds are made available immediately at the close of business on that day. This still gives you the opportunity to “stop” payment and report fraud as needed. These aren’t your father’s debit cards anymore. The landscape has changed, which is why I recommended talking to your bank about this - not all banks are the same. They aren’t the same as ATM cards either. Or choose paper billing and checks - your choice but at least make an informed one not based on emotion.

If age has taught me anything, it’s not to make hasty decisions without considering all the options and consequences. Nobody here is trying to scare you.

That's not the same thing as what you said…

Sorry I thought this was a two-way conversation with BobT. Didn't realize it was a party line.

You're right. Nothing personal. You have your opinion and I have mine.

just look deep..V only gives a discount if you use their own CC card or if you do the bank route..ATT still allows CC cards for auto pay but just changed the discount from $10 per line to $5 since they know a bunch of people are going to leave over it...