We have the same issue. I would argue that it is a consolidated cyber attack from either state or non state actors (Russian or Chinese) due to the Western nations response to the Russian invasion of Ukraine. The best advice that most have given here is not to click on the “link/links”, all of the websites which are fake and or tied to malware / ransomware. I’m sure that T-Mobile is aware and working on a fix, but at this point just delete the text and or next texts that may hit your phone / iPhone.
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