I wish I could edit my comment but since I cannot. According to the FAQs, if your payment arrangement is after your due date, you will be accessed a late fee on your next bill. You could call* and ask for an accommodation to have it waived, but arrangement or not, the fee applies.*Calling to set up an arrangement will also result in a fee.
No. Any balance paid after the due date may be subject to late fees. Payments are processed in the Central time zone.
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